Short-Term Loans
Get the funds you need quickly with our fast-approval short-term loan options.
What Are Short-Term Loans?
Short-term loans are designed for borrowers who need quick access to funds for immediate financial needs. These loans typically have shorter repayment periods, making them ideal for emergency expenses, unexpected bills, or temporary cash flow issues.
Why Choose Our Short-Term Loans?
At TwentyLoans, we’ve streamlined the short-term loan process to make it as fast and easy as possible. Here’s what sets us apart:
Lightning Fast Approval
We make decisions really fast, so you don’t have to wait. Usually within 30 minutes, you’ll know if you’re approved. Most users complete our form in just 3 minutes, making the entire process incredibly quick.
Industry Leading Approval Rates
We have industry-leading approval rates. Many users who don’t get approved by other companies come to us and find success. Our simple criteria means more approvals for you.
Competitive Interest Rates
We’re called TwentyLoans because we almost never charge over 20% interest rate. Our industry-leading interest rates make short-term loans more affordable than ever.
Minimal Credit Checks
We rarely do credit checks, and when we do them, which is not common, we do soft checks that don’t have any impact on your credit rating. This means you can apply with confidence, even if you have concerns about your credit history.
How to Apply for a Short-Term Loan
Applying for a short-term loan with TwentyLoans is simple and straightforward:
Fill out our quick application form with your basic information (first name, last name, and email)
We review your application using our simple criteria
Get approved within 30 minutes
Receive your funds quickly
Who Can Benefit from Short-Term Loans?
Short-term loans are perfect for various situations, including:
Emergency expenses that can’t wait
Unexpected medical bills
Car repairs or maintenance
Home repairs or improvements
Bridging gaps between paychecks
Covering temporary cash flow shortages